Living across the street from the preachers daughter at the age of 14 was so much fun. She was 16, and the take charge type. To this day I prefer slightly older women.
Hueston Woods State Park in Ohio, on large rocks along the river bed below the dam, in a heavy downpour, as flood water is roaring by. Not sure why, but that was hotter than any of the multiple beaches and hotel balconies we have visited.